America's Community Bank
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Business Banking


 

Commercial Checking Account

America’s Community Bank Commercial Checking Account is designed specifically for your active business. This account offers you great value, with many special features.

  • Opening deposit of just $100.00
  • Earnings allowance credit-charges will be reduced by the credit based on an earnings allowance of $.25 for each $100.00 in your account, credit is based on an average collected balance.
  • Monthly maintenance fee just $10.00
  • Account fees are as follows:
    • $.15 for each check or debit
    • $.10 for each deposited item
  • One lock deposit bag per account; additional bags $12.00
  • Two zipper deposit bags per account; additional bags $3.00
  • Non-interest bearing account
  • No ATM access

Low Volume Checking

This America’s Community Bank account is designed for the business with limited check writing needs, yet this account continues to offer many features and benefits.

  • Opening deposit of just $100.00
  • Monthly maintenance fee just $6.00
  • First 25 checks or debits are free, with a fee of $.20 for each additional check.
  • $.10 for each deposited item
  • Non-interest bearing account
  • One lock deposit bag per account; additional bags $12.00
  • Two zipper deposit bags per account; additional bags $3.00.
  • No ATM access

Non-Profit Checking Account

An exclusive account for the Non-Profit Business or Association needing an inexpensive checking account. We’re sure you will find this account to be loaded with value!

  • Opening deposit of just $100.00
  • Monthly maintenance fee of $2.00 when account balance falls below $500.00.
  • First 10 checks or debits are free, with a fee of $.20 for each additional check
  • Non-interest bearing account.
  • No ATM access.

Commercial Money Market

Our Commercial Money Market account offers you interest on your balance and access to your money. This account offers a variety of other special features.

  • Opening deposit of just $1000.00
  • Interest is based on the average daily balance and is paid at the end of each month*.
  • Monthly fee of $10.00 if the account balance falls below $1000.00 any day during the cycle.
  • Unlimited deposits.
  • Limited transactions as follows:
    • There can be no more than six (6) pre-authorized automatic or telephone transfers to a third person or to another account of the depositor per month.
    • There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle

*Interest is calculated by applying the annual interest rate on per annum basis to the daily collected balance. The annual interest rate is a variable rate and can change at any time. The rate applicable to this account depends upon the balance in the account each day.

 

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