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Personal Banking > Checking


Regular Checking Account

For the customer who wants unlimited check writing privileges, we recommend the Regular Checking Account. This account offers these features.

  • Opening deposit minimum is $100.
  • Unlimited check writing privileges.
  • Non-interest bearing account.
  • Debit card.
  • Monthly maintenance fee of $5 if account balance falls below $500 on any day during that cycle OR if the average daily balance for the entire statement cycle is less than $1000.

Premium Checking Account

This interest bearing account offers unlimited check writing privileges and many other special features.

  • Opening deposit just $100.
  • Unlimited check writing privileges.
  • Account earns interest.*
  • Debit card.
  • Monthly fee of $7.50 if the account balance falls below $1,000 on any day during that cycle.

America's Community Bank Gold Account

An exclusive account for our customers over the age of 50 who maintain at least $5000 in America’s Community Bank accounts. You receive a Premium Checking Account and enjoy these special features.

  • No monthly maintenance fees, regardless of account balance.
  • Unlimited check writing privileges.
  • Account earns interest.*
  • Special checks provided at no charge.
  • Debit card.
  • Special rates on CD’s, auto loans and Home Equity Loans.
  • Special discounts on Safe Deposit Boxes, Travelers Checks, Money Orders, etc.

Free Checking

Things just keep getting better at America’s Community Bank. We’re locally owned and operated, offer friendly hometown service, and now we have a “FREE” checking account we’re sure will suit your needs. See what you think….

  • Opening deposit of just $25.00.
  • Unlimited check writing privileges.
  • Debit card.
  • No minimum balance requirement.
  • No monthly maintenance fee.
  • Non-interest bearing account.
  • Check images are not returned with your monthly statement, however, under special circumstances you may obtain a copy of a check, subject to the bank’s normal fees.



*Call us for current rates

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