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Personal Banking > Savings & Money Market


Statement Savings Account

Our regular savings account offers a low initial deposit with several additional features.

  • Opening deposit minimum is $100.00.
  • Free Debit Card.
  • Account earns interest.*
  • Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.

Savings Club for Children

Starting to save early is a great habit for children. America’s Community Bank has designed a special savings account for children under the age of 18.

  • Opening deposit minimum is $5.
  • Account earns interest.*
  • Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.

Money Market Investment Account

Earn a higher rate of interest, yet still have access to your money with our money market account.

  • Opening deposit minimum is $1,000.
  • Account earns interest.*
  • Debit Card.
  • There can be no more than six (6) pre-authorized automatic or telephone transfers to a third person or to another account of the depositor per month. There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle.

Certificate of Deposit (CD)

America’s Community Bank offers certificates for the following terms: 3, 6, 12, 18, 24, 30, 48, 60 months. You enjoy these features and benefits with our CDs.

  • Opening deposit minimum is $500.
  • Interest rates set at the beginning of the term.
  • Interest begins to accrue on the first day of deposit.
  • Interest can be compounded into the CD, sent to you by check, or deposited into another America’s Community Bank account.
  • Automatic renewal on the maturity date for an identical period of time, at the current interest rate for that term. You have a 10-day grace period, after the maturity date, to withdraw the funds or change the term without penalty.
  • Early withdrawal penalties:
    • 3-11 months 3 months of accrued interest, earned or not
    • 12 months or more 6 months of accrued interest, earned or not

*Call us for current rates

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