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Statement Savings Account
Our regular savings account offers a low initial
deposit with several additional features.
- Opening deposit minimum is $100.00.
- Free Debit Card.
- Account earns interest.*
- Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.
Savings Club for Children
Starting to save early is a great habit for
children. America’s Community Bank has designed a special savings
account for children under the age of 18.
- Opening deposit minimum is $5.
- Account earns interest.*
- Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.
Money Market Investment Account
Earn a higher rate of interest, yet still have
access to your money with our money market account.
- Opening deposit minimum is $1,000.
- Account earns interest.*
- Debit Card.
- There can be no more than six (6) pre-authorized automatic or telephone transfers to a third person or to another account of the depositor per month. There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle.
Certificate of Deposit (CD)
America’s Community Bank offers certificates for the
following terms: 3, 6, 12, 18, 24, 30, 48, 60 months. You enjoy these
features and benefits with our CDs.
- Opening deposit minimum is $500.
- Interest rates set at the beginning of the term.
- Interest begins to accrue on the first day of deposit.
- Interest can be compounded into the CD, sent to you by check, or
deposited into another America’s Community Bank account.
- Automatic renewal on the maturity date for an identical period
of time, at the current interest rate for that term. You have a
10-day grace period, after the maturity date, to withdraw the funds
or change the term without penalty.
- Early withdrawal penalties:
- 3-11 months 3 months of accrued interest, earned or not
- 12 months or more 6 months of accrued interest, earned or not
*Call us for current rates
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