Welcome to America's Community Bank!
Since its original charter in 1888, America's Community Bank has been independently owned and operated as a community bank. We take pride in our friendly, hometown service. Deposits are insured by the FDIC and the Bank is a member of the Federal Reserve System.
Our mission is to provide the best banking services possible, while maintaining a high degree of safety and soundness. Please feel free to browse our website. As you will see, America's Community Bank offers a full range of financial services and we feel confident you will like what you see.
With that in mind, we would like to point out a few time saving product features. We encourage you to use NetBanking our online banking product and NetPay , our online bill pay service. Both are FREE OF CHARGE to our customers. If you haven't already done so, please sign up for NetBanking and NetPay on your home computer, or stop into our Blue Springs office to sign up right in our bank lobby.
We now offer VISA® Platinum Preferred and VISA® Classic credit cards. Apply today! Each card is simple, reliable, safe and easy to use with no complicated fees or rules. NetBanking customers can login, download and complete an application. Or you can pick up an application today or call us at 816-228-2300 and we will mail one to you.
We can assist our borrowers in obtaining long term, fixed and adjustable rate home loans. We are able to offer many mortgage products such as conventional, VA, FHA loans, as well as, first time homebuyer cash assistance programs for primary residences, vacation homes or rental property. Let us put our experience to work by helping you with your purchase or refinance.
As a reminder, America's Community Bank will NEVER ask for personal identity data or financial account information via e-mail or a web site link. Should you happen to receive such a request, please do not respond to it and contact us by telephone as soon as possible.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.