Business Checking
Commercial Checking Account
America’s Community Bank Commercial Checking Account is designed specifically for your active business. This account offers you great value, with many special features.
- Opening deposit of just $100.00
- Earnings allowance credit-charges will be reduced by the credit based on an earnings allowance of $.25 for each $100.00 in your account, credit is based on an average collected balance.
- Monthly maintenance fee just $10.00
- Account fees are as follows:$.15 for each check or debit
- $.10 for each deposited item
- One lock deposit bag per account; additional bags $12.00
- Two zipper deposit bags per account; additional bags $3.00
- Non-interest bearing account
- No ATM access
Low Volume Checking
This America’s Community Bank account is designed for the business with limited check writing needs, yet this account continues to offer many features and benefits.
- Opening deposit of just $100.00
- Monthly maintenance fee just $6.00
- First 25 checks or debits are free, with a fee of $.20 for each additional check.
- $.10 for each deposited item
- Non-interest bearing account
- One lock deposit bag per account; additional bags $12.00
- Two zipper deposit bags per account; additional bags $3.00.
- No ATM access
Non-Profit Checking Account
An exclusive account for the Non-Profit Business or Association needing an inexpensive checking account. We’re sure you will find this account to be loaded with value!
- Opening deposit of just $100.00
- Monthly maintenance fee of $2.00 when account balance falls below $500.00.
- First 10 checks or debits are free, with a fee of $.20 for each additional check
- Non-interest bearing account.
- No ATM access.
Commercial Money Market
Our Commercial Money Market account offers you interest on your balance and access to your money. This account offers a variety of other special features.
- Opening deposit of just $1000.00
- Interest is based on the average daily balance and is paid at the end of each month*.
- Monthly fee of $10.00 if the account balance falls below $1000.00 any day during the cycle.
- Unlimited deposits.
- Limited transactions as follows:There can be no more than six (6) pre-authorized automatic or telephone transfers to a third person or to another account of the depositor per month.
- There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle
*Interest is calculated by applying the annual interest rate on per annum basis to the daily collected balance. The annual interest rate is a variable rate and can change at any time. The rate applicable to this account depends upon the balance in the account each day.