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America's Community Bank,

Personal Savings

Statement Savings Account

Our regular savings account offers a low initial deposit with several additional features.

  • Opening deposit minimum is $25.00
  • Interest bearing account*
  • Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.

Money Market Investment Account

Earn a higher rate of interest, yet still have access to your money with our money market account.

  • Opening deposit minimum is $1,000
  • Account earns interest*
  • There can be no more than six (6) pre-authorized automatic, telephone or online transfers to a third person or to another account of the depositor per month. There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle.

Certificate of Deposit (CD)

America’s Community Bank offers certificates for the following terms: 3, 6, 12, 18, 24, 30, 48, 60 months. You enjoy these features and benefits with our CDs.

  • Opening deposit minimum of $500
  • Interest rates set at the beginning of the term
  • Interest begins to accrue on the first day of deposit
  • Interest can be compounded into the CD, sent to you by check, or deposited into another America’s Community Bank account.
  • Automatic renewal on the maturity date for an identical period of time, at the current interest rate for that term. You have a 10-day grace period after the maturity date, to withdraw the funds or change the term without penalty.
    Early withdrawal penalties: 3 to 11 months - 3 months of accrued interest, earned or not
    12 months or more - 6 months of accrued interest, earned or not

*Call us for current rates